What’s a good cheap health insurance for a college student?
My college doesn’t offer any health insurance and I don’t have much money. What should I do? I need to get my throat checked out.
My college doesn’t offer any health insurance and I don’t have much money. What should I do? I need to get my throat checked out.
I don’t know your age (ins. gets more expensive the older you are.)
Kaiser includes a lot of things that are automatically covered where as most do not.
Clinics are cheap but few are free. The quality of health care varies of course. I would check out one of them. By far the cheapest thing to do. (you pay according to ability to pay.) It’s pretty much like only having to deal with a co-pay and not the monthly dues which are a bummer.
If you go for an ins. policy they might deny you or charge you more if you have a pre-existing condition (which you do.) You’ll have to pretend you are healthy if you go for one of them.
I suggest the clinic or public health organizations. You may have to wait 3 hours but in the long run you only pay for them when you need them.
Some of my friends pay $400.00 or so a month and that’s just the monthly fee. If they see a Doc. it’s about $30.00 co-pay and about $15.00 co-pay for each of their generic meds.
I pay about $225.00 per mo. but have a huge deductible $2,500.00 per year then they will pay 70% of the expenses after that that they deem acceptable. Health care is out of sight. It makes me SICK !
Good luck.