Question: Will a family travel insurance policy cover my husband and I taking separate trips at the same time?
I am traveling to Guatemala with my daughter while my husband is going to Turkey- do I need to buy two different annual policies or will a family policy cover both of our journeys?
(family travel insurance)

Best answer:

Answer by Fruitbat
I always hesitate in giving a definitive yes or no answer when people ask ‘will I be covered if..’.

However, I have never heard of an annual insurance policy that does not let family members travel separately and to different destinations.

You should be able to get a travel insurance annual policy that covers this.

Most insurers class Turkey as European. Since you are going to need a worldwide policy for your Guatemalean trip (jealous by the way!) it may be cheaper to organise seperate policies anyway!

Have fun! By the way, check your bank accounts / credit cards – It is amazing how many of these providers give insurance cover.