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Can you have 2 short term disability insurance clames pay you at the same time??
Question: Can you have 2 short term disability insurance clames pay you at the same time??
I will be having surgery and will be out of work for 4-6 weeks, i have short term insurance at work, but it only pays 60%, can i get another policy on my own and also collect that money???
(short term insurance)
Best answer:
Answer by Ed L
They may but if one finds out about the other they may ask for some money back. You can’t be paid in excess of what you are entitled. The companies would normally pay half each.
Uh…no you can’t buy a short term policy on your own…no you can’t buy a policy to cover an event you know about (insurance is for unexpected events…not know and expected ones), and no you couldn’t get more than about 60% of your income anyway because no insurance company wants you to have an incentive to not work. If you could get 80% of your pay and sit on the beach all day long it’d be hard to pass up.