Can you tell me where do i go to buy cheap health insurance? How about online health insurance?
Question: Can you tell me where do i go to buy cheap health insurance? How about online health insurance?
I’m 23 and my parents can’t cover me under family insurance anymore. Buying from my work place is very expensive and have to work at least 32 hours. Buying from University is about $ 1,400 a year. I need help, plz offer your opinion. Thank you.
(cheap health insurance online)
Best answer:
Answer by pscherry78
It all depends on what state you are in. Here in Missouri I have invested in a HSA (Health Savings Account) for my wife (31) and daughter (1), as my office covers me. Their monthly premium is $ 284 for the high deductible policy, and then we put $ 50 per month into the HSA account.
I got ours from Anthem, which is a Blue Cross and Blue Shield program. See http://anthem.com/.
Hope this helps.
Dude, 1,400 is a good annual premium… Where you need to look is if it is good coverage.
I am 22 in college and I use Golden Rule (subsidiary of United Health care). They have several policies you can choose from like traditional 80/20 co-insurances with your choice of deductables or you can go the FSA/HSA route which allows you good coverage at a lower price but you are responsible for you entire deductable upfront before the insurance company starts paying. You can get a low deductable of 1,100$ a year up to 5,000 a year depending on what you think is best for you.
I suggest asking your parents to help you!!!