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My travel trailer was damaged in a storm Insurance company will not pay stating I didn’t move fast enough?
Question: My travel trailer was damaged in a storm Insurance company will not pay stating I didn’t move fast enough?
in may 2008 a storm ripped my awning, pulled away the track which hold it to the trailer, I filed a claim, was told to tarp it or do whatever i could to keep from being damaged further, I re secured it and caulked it, they said their out of michigan and didn’t have anyone in the area to look at it, I called to get estimate and to look at it and was told couldn’t see any leaks, I contacted ins company told them I was still waiting to hear from someone in nov. kept telling me same story, so at the end of last year I re caulked & tarp ed it ,when I opened up this year in april I noticed roof all buckled and side wall all de laminated, When I contacted ins co this time they managed to send someone out in the area was told they would cover roof but not wall because of my neglect to have it fixed . I told them I was told it wasn’t leaking and they should have had someone from their insurance company fix this a year ago, can I make them cover everything? since they dragged their feet
unfornantely since RV repair guy didn’t see anything wrong nothing was listed on quote, I just was told to keep an eye on it. from what i’m learning now is the roof material is tpo that has felt backing which will wick water up and cause long term damage.
(travel trailer insurance)
Best answer:
Answer by knowitall
Submit copies ( not the original) of the report stating no leaks and assert yourself politely.
Their insurance company isn’t responsible to FIX anything . . . but hopefully you got something in writing from the people who looked at it and said there weren’t any leaks.
But, let me rephrase what I think you’re saying . . . you had damage in May 2008, where you suspected leaks. You stayed in the trailer six months, and didn’t notice any rain leaking. You then closed up the trailer, for seven months, and it started leaking?? or, maybe you didn’t stay in it for a year, so weren’t there to notice any leaks when it rained?
Leaks generally only show, when it rains.
You’re probably going to lose this, for the rot, because you didn’t notice any leaks for a full year after the damage occurred – when clearly it WAS leaking.