Want to buy Health Insurance for Green card holders senior citizen parents?

If your father has lived in the U.S. for five years, he should be eligible for Medicare. He might have to pay a premium, though. The Medicare website says: “You will be eligible to apply for Medicare if you have paid into Social Security for at least 10 years or you are eligible to receive Social Security benefits on your spouse’s earnings. If you do not meet these requirements, you can still get Medicare hospital insurance (Part A) by paying a monthly premium if you are a citizen or a lawfully admitted alien who has lived in the U.S. for at least five years. Also, anyone who is age 65 and a citizen or a lawfully admitted alien with five years of residency in the United States can sign up for Medicare Part B medical insurance and pay a monthly premium.” Since your father did not sign up during the initial enrollment period at age 65, he will have to wait until the next General Enrollment Period, which is between January 1 and March 31 each year. There are exceptions to this, so contact Medicare.

Your mother will not be eligible for Medicare until she reaches 65. The easiest thing to do for her is to log on to a website like http://www.healthinsurancewiz.com and fill out a form requesting a quote. Her info will be sent to a health insurance broker who will contact her. A broker works with several health insurance companies, and can find the best deal. Brokers need referrals and a good reputation to stay in business, so they only work with reputable companies. There is no charge for the service and no obligation to buy.