cancellation travel insurance?

I sell travel insurance, there are a lot of different options, but usually also come with medical insurance, travel delay, trip interruption. Most peoples medical insurance does not cover them when they are out of the US so it is a good idea to have that coverage. If you want to contact me juliehott@hottdestinationstravel.com or you can call 317-831-3958 I can tell you about the different options.
Most of the policys coverage for flight delay has to be for 8 hours or more and some do not cover if the delay is mechanical. Unless you get cancel for any reason you can only cancel for covered reasons. They are different depending on your policy. Some have pre-existing conditions that cover all people in your family even though they are not traveling. I just switched to 2 companies that this is only for those traveling and pre-existing conditions are the previous 60 days.
Travel insurance is very detailed so if you are interested you may contact me for more info.