Posts tagged Automobile

Cheap Insurance for Your Home, Automobile, Health, & Life: How to Save Thousands While Getting Good Coverage

5
1 year ago
by admin in

By several measures, insurance for you, your family, your home, and your car continues to rise at the fastest rate in our history. In 2005 (the latest year data are available), total national health expenditures rose 7.9 percent – more than three times the rate of inflation. Nearly 50 million Americans are uninsured for healthcare. According to Insurance Information Institute projections, the average annual expenditure for auto insurance in 2006 was 1. Millions of drivers have no auto insurance. The average expenditure for homeowners insurance was 9, according to a February 2007 report by the National Association of Insurance Commissioners (NAIC). Insurance takes a huge bite out of the average American’s monthly budget, and as stated above, many Americans simply forgo insurance because they consider it out of reach. Shopping for insurance requires more effort than many people want to devote to it. They simply grab the first price they come across or accept routine rate increases when it is important to compare not only the price but also coverage and exclusions among carriers. In this easy to read and comprehensive new book you will learn hundreds of ways to secure and or reduce your health, automobile, life, and home insurance costs. If you do not have or cannot afford insurance, we will show you how to get it at a price you can afford. The Internet and technology have opened up a great new way to search for low cost insurance services; we will give you the Web sites, tell you what to look for and to look out for. There is a great deal you can do right now to cut insurance costs. For example, did you know that installing a theft tracking device in your car can save you up to 35% on your auto insurance and that your credit history can dramatically affect your auto insurance premium. Recent studies have shown that more than 90% of insurers use credit information to create an “insurance risk score,” which they then use as a factor to determine your insurance rate. Add a simple home security system to monitor your home, and your insurance rates may be discounted up to 30%, depending upon where you live. Your insurance could end up costing you more if you choose to make monthly payments rather than pay the entire premium annually. Notify your agent if you retire, your children go to school, or you start working from home (when you’re not traveling as much your rates will go down). Have you stopped smoking? Lost weight? Started exercising? All of these efforts can have a dramatic effect on your insurance rates. Insurance topics covered in this book are How Insurance Works, Insurance Company Rating, National and Local Firms, Auto, Health, and Disability Insurance, along with work sheets and forms to assist you in your search for the best coverage at the lowest price.

Rating: (out of 9 reviews)

List Price: $ 24.95

Price:

Cheap Insurance for Your Home, Automobile, Health, & Life: How to Save Thousands While Getting Good Coverage

5
1 year ago
by admin in

By several measures, insurance for you, your family, your home, and your car continues to rise at the fastest rate in our history. In 2005 (the latest year data are available), total national health expenditures rose 7.9 percent – more than three times the rate of inflation. Nearly 50 million Americans are uninsured for healthcare. According to Insurance Information Institute projections, the average annual expenditure for auto insurance in 2006 was 1. Millions of drivers have no auto insurance. The average expenditure for homeowners insurance was 9, according to a February 2007 report by the National Association of Insurance Commissioners (NAIC). Insurance takes a huge bite out of the average American’s monthly budget, and as stated above, many Americans simply forgo insurance because they consider it out of reach. Shopping for insurance requires more effort than many people want to devote to it. They simply grab the first price they come across or accept routine rate increases when it is important to compare not only the price but also coverage and exclusions among carriers. In this easy to read and comprehensive new book you will learn hundreds of ways to secure and or reduce your health, automobile, life, and home insurance costs. If you do not have or cannot afford insurance, we will show you how to get it at a price you can afford. The Internet and technology have opened up a great new way to search for low cost insurance services; we will give you the Web sites, tell you what to look for and to look out for. There is a great deal you can do right now to cut insurance costs. For example, did you know that installing a theft tracking device in your car can save you up to 35% on your auto insurance and that your credit history can dramatically affect your auto insurance premium. Recent studies have shown that more than 90% of insurers use credit information to create an “insurance risk score,” which they then use as a factor to determine your insurance rate. Add a simple home security system to monitor your home, and your insurance rates may be discounted up to 30%, depending upon where you live. Your insurance could end up costing you more if you choose to make monthly payments rather than pay the entire premium annually. Notify your agent if you retire, your children go to school, or you start working from home (when you’re not traveling as much your rates will go down). Have you stopped smoking? Lost weight? Started exercising? All of these efforts can have a dramatic effect on your insurance rates. Insurance topics covered in this book are How Insurance Works, Insurance Company Rating, National and Local Firms, Auto, Health, and Disability Insurance, along with work sheets and forms to assist you in your search for the best coverage at the lowest price.

Rating: (out of 9 reviews)

List Price: $ 24.95

Price: $ 12.47

Is airplane travel REALLY safer than automobile travel? And what is good drug for flying?

3
1 year ago
by admin in

I hate flying on airplanes. I have flown a LOT in my lifetime. My parents took me on a lot of vacations with air travel and I’ve flown a lot in the military and after. The older and older I get, the more I fear it. To the point that when I go on business trips every other year now, I am almost in a low state of panic the entire flight. Last year, I got Xanax prescribed by my doctor, but I wasn’t that impressed with it’s calming qualities. In fact, I took probably 5 Xanax before I was even remotely feeling calmer.

So I have two questions:

1) I often hear that air travel is safer than automobile travel, but I feel that this analysis could be misleading. Here are a couple of reasons why:

a) In flights that go wrong, you usually die. In automobile accidents you sometimes die but are often just injured. When they compare air safety vs. car safety are they just comparing accidents with accidents or are they comparing deaths to deaths?

b) When they compare air safety vs. auto safety, they are just using numbers from the population as a whole. However, we all know that there is a HUGE difference in safety between different groups of drivers. In fact, the insurance companies base their rates on some of these differences. So if you compare deaths of air safety passengers to the deaths of the SAFEST group of drivers, does air safety still rank favorably?

3) Lastly, when you drive an automobile, YOU personally have a huge contributing factor to the outcome of the safety of the drive. When you fly in an airplane, you give total control over to people that you don’t know and in most cases, never meet or see! Would you drive in an auto with people you didn’t know or couldn’t see?

2) Question #2 pertains to drugs that calm fear of flying. . . What do you guys recommend that actually works? I don’t care what the side effects are. And don’t recommend Xanax, because I already told you that it sucks.

Go to Top