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Posts tagged Liability
Dog Attack Liability?
41 year ago
by admin
in Travel Insurance
Question: Dog Attack Liability?
A friend of ours was in a situation yesterday: Her husband and herself were watching a dog that they were planning on adopting. Within minutes of arriving back at their apartment complex, the said dog attacked the neighbors dog, the end result providing the need for extensive vet bills and emergency room costs for the people involved in breaking up the issue. My friend, lets say her last name is Smith, has renters insurance. The question is, will the vet bills and other bills be covered? Her Insurance states:
Coverage F- Medical Payments To Others
We will pay the necessary medical expenses that are incurred or medically ascertained within three years from the date of an accident causing “bodily injury”. Medical expenses means reasonable charges for medical, surgical, x-ray, dental, ambulance, hospital, professional nursing, prosthetic devices, & funeral services… To a person if the bodily injury … (D) Is caused by an animal owned by or in the care of an “insured”.
dental liability insurance
Best answer:
Answer by Greg P
I didn’t even read the insurance coverage. I stopped where it said “Her husband and herself were watching a dog that they were planning on adopting.” Its not their dog. They should not pay for anything as long as they tried to break it up. How were they supposed to know they were watching an aggressive dog? Whoever’s dog it is should pay.
Where can I find liability insurance for a professional dog walking company?
01 year ago
by admin
in Special Interest Travel
Question: Where can I find liability insurance for a professional dog walking company?
I am a 22 year old college student who is starting up my own dog walking business and want to go about everything as professionally as possible.
student liability insurance
Best answer:
Answer by Hutchings Insurance
Look up an Independent Agent in your area and go from there. They will help you and give you what you need. You should be able to get a small Business Owner’s Policy (BOP), it will likely $ 500, maybe less.
How do doctors actually pay for liability insurance?
01 year ago
by admin
in Special Interest Travel
Question: How do doctors actually pay for liability insurance?
On studentdoc.com, the salary survey stated that the average OB/GYN made roughly $ 238000 a year, but some sites I have looked at show that they also pay $ 50000 a year (in florida, that rises to $ 100000) for malpractice insurance. Even for other practices, such as pediatrics and internal medicine, the rate is usually $ 30000+. This is a huge amount of money and really, after paying student loans, mortgages, taxes, and etc, how much money do doctors actually take home? Surely not all doctors actually pay for their premiums.
Specifically, how much would a pediatric surgeon pay in malpractice insurance in California or Illinois? Just some food for thought.
student liability insurance
Best answer:
Answer by bull_rooster_aardvark
What if you didn’t pay for insurance (ie didn’t have insurance) and somebody won a million dollar lawsuit againist you. You’d have to pay the money yourself (it may bankrupt you). Doctors pay so much for insurance because they get sued alot and sometimes have to pay millions of dollars lawsuits. I’m sure many of these verdicts are justified, but some probably are not. Anyhow, thats the way the system works.
Another point – the docotrs do pay these costs but probably pretty much pass the costs on to their patients. So if the doctor being payed 238K has to pay 50K in insurance I’ll bet if their insurance cost were only 20K then their salary would only be around 208K. If they all had to pay less they’d have to lower their salaries to be competitive with other doctors doing the same thing.
Where can I get liability insurance for my dog?
11 year ago
by admin
in Special Interest Travel
Question: Where can I get liability insurance for my dog?
I’m working at a pet boutique and I can bring my dog to work — but my boss is asking that I should get liability insurance for him. He’s a mini labradoodle.
I already have him covered in my renters insurance – but I don’t think that it will cover him for work. Where can I get one??
My boss has liability insurance as well for her dog and for her business.
renters insurance pet
Best answer:
Answer by Salty Boy
I actually don’t think that’s a good idea to bring your dog to work. Should it ever happen that your dog bites someone, your boss could wind up in big time legal trouble. That liability insurance only covers your butt, not your boss’s.
What is a good but cheap small business insurance company for liability only? I’m in Southern California.?
01 year ago
by admin
in Travel Insurance
Question: What is a good but cheap small business insurance company for liability only? I’m in Southern California.?
I would love to hear from people who have experience with these companies…
It’s for an art studio with classes, very low traffic as I don’t think I’ll have many students to start. I’ve been an art teacher for 7 years, this is just the first time I have a location, for which I need insurance. I’ve called around and gotten two quotes, one minimum was $ 578 a year, the other was $ 750 a year. The first agent said I could find it cheaper like $ 300, but I don’t know where. Just wondering if anyone out there has had luck and could share?
cheap business insurance
Best answer:
Answer by mbrcatz
You can’t buy business insurance directly, without an agent. Also, most companies are only interested in writing a particular type of business. You’d get one company for a drycleaner, for example, and a different company for a cleaning service, and still a third company, for a landscaper/lawnmower.
Business insurance for a new business, isn’t going to be cheap. Most carriers want to see you’ve been in business at least three years, before they’ll write a policy for you. At the same time, when you want “liability only”, it’s like going to a restaurant and ordering ala carte – much more expensive, than buying a ‘package deal’. So if the point of “liability only” is to save money . . . it’s probably not going to work.
Which is another reason, why you should be discussing this with your agent. Talk to the guy who writes your car/house insurance. That’s the first place to check, for business insurance, before you start calling around to agencies in the yellow pages.
My child was injured in Daycare and they are not accepting liability what should I do?
241 year ago
by admin
in Travel Insurance
Question: My child was injured in Daycare and they are not accepting liability what should I do?
My three year old daughter was walking in her classroom when she tripped over a toy in the floor and hit her mouth on the table. As a result of this she had to have both of her front teeth pulled out. She did not have dental insurance and therefore I had to pay out of pocket for the services. I asked the daycare if they had accident insurance which could off set this and was told they were unsure. They would find out. Two things bother me about all of this first when the accident happened they did not call me they called my mother the childs grandmother and it wasn’t until my mom got to the center that they called me. Second my daughter says that she tripped over a toy that had not been picked up and thats is how she fell. Even an employee at the daycare said that she was not running or acting crazy that my daughter was only walking. What should I do? Should I just look at this as an unexpected expense and let it go or hold the daycare responsible?
dental liability insurance
Best answer:
Answer by Meggy Jo
It was an accident.
It happens.
I don’t think you have a case against the daycare facility.
Liability insurance fitness
01 year ago
by admin
in Travel Insurance
litigation in some countries with rising popularty and fitness industry growth.You increasing need to protect you aginst the risk of litigation and damages CLIM obtain liability insurance can cover costs for insurance.Liability compensation claims made against you, so your customers safe theircosts covered abd you do not have to pay. The insurance company pays damages.There Myny types of communications, and you have to do with them know before you go out to buy it.
General Liabilitycovers basic “trip and fall and injuries that occur in a non-business. These do not cover injuries at work worn.
professional liabilitywill you protect against a broad spectrum of claims, including claims for breach of customers as a result of inadequate supervision, improper teaching success is a misuse of the recommendation of the equipment and exposure to injury from equipment standards, It should Covefi injunctive relief and actions of the Commission.
People with disabilities This provides protection if you are injuried IMCOM Abd ar may not suppliesd from your employer, if not, maybe consider buying because they receive some uyourself the loss of income, even if your injuries happn not to health insurance This also may be provided by your employer – will vary, but it can cover health insurance, hospitalization, major medical expenses, eye care, dental care. Independent contractors are covered rare. Credit http://fitnesscenter.zliostore.com More Information Event Source: http://bigfitnesscenter.wordpress.com Dental insurance
how much aproximately does it cost for liability insurance to run home piano teaching business.?
01 year ago
by admin
in Special Interest Travel
Question: how much aproximately does it cost for liability insurance to run home piano teaching business.?
I read you can add something called an endorsement to your home owners insurance policy to cover extra liability of running a home bases business. I plan on teaching approx. 15 students and am in California, anyone have any idea how much the Business extra insurance would cost?
student liability insurance
Best answer:
Answer by mbrcatz
Not all companies will do that, and the price varies by state. My mother is a piano teacher, and Erie Insurance charges her $ 150 a year, on an endorsement to the homeowners policy.
But I don’t believe Erie writes in California.
Protect your future with the professional liability insurance
01 year ago
by admin
in Travel Insurance
Since more people are seeking compensation per day across the nation, is the liability insurance is increasingly a requirement. It is time for you to consider professional liability insurance (PLI), if you have not. A professional with the idea that the skills and wisdom to do some work involved. If they do not expect the requirements of them, leading to a responsibility that was the wrong party to file a legal claim. This article describes tips on why you need PLI, and what to keep in mind.
PLI What say? This is insurance that protects a company against claims that the people against them in acts they are injured or have an accident. Any kind of business that is a known risk factor for the environment is necessary to have PLI. In addition, many companies and customers to check whether you have insurance have PLI occur before working with you in the event of an unforeseen event and there is a demand.
PLI is a special insurance policy and not a business or policy offered by the owner. Professional liability insurance is to guard the people against damaging allegations errors, omissions or negligence at work. This can also be accounts of the legal defense, medical malpractice and claims of misconduct. PLI covers legal costs and limited coverage of the insurance customers.
professional liability insurance is available in several versions and includes all types of professionals. Insurance infringement of intellectual property protects you against claims of software processes and systems as well as claims for breach of copyright. The insurance protects the insured from personal injury claims for defamation and invasion of privacy equivalent. Medical insurance covers claims of medical malpractice, abuse in nursing homes and missing teeth.
Once an invoice is not compensation for the price, do what many professionals for their work, but that might be what really happens when you no professional liability insurance. If someone files a complaint against you for negligence, the court will ask you to pay the sum of compensation if you have insurance or not. If you do not have insurance and there is a complaint against you is that you can not pay, then your personal assets at risk will be used to satisfy this demand. Since it claims can be covered in your best interest of thousands, millions of dollars range, is.
Dental insurance
